Advocacy After a Serious Crash. Trusted Legal Help When You Need It Most.
When you pay your insurance premiums, you expect fair treatment. But some insurers act in bad faith—denying, delaying, or underpaying valid claims. If you’ve been unfairly treated, we help you fight back. Our firm handles disputes involving homeowners, auto, business, and disability insurance. We hold insurance companies accountable for their actions. Iowa law offers protections against bad faith tactics, and we know how to apply them. Our approach is aggressive, but always grounded in the facts. We help clients understand their policy rights and make insurers follow through. Don’t settle for less than your rightful coverage. Contact us to find out if you have a valid claim and how we can assist.
For over 50 years, attorney Darwin Bünger has helped Iowans navigate personal injury claims with care, honesty, and seasoned legal judgment. He prepares every case as if it’s going to trial and works to ensure insurance companies don’t take advantage of you during a vulnerable time.
What Compensation Can You Recover?
Claim delays: Dragging out the process can leave policyholders in financial limbo when they need help most.
Lowball offers: Insurers may offer far less than a claim is worth, betting that policyholders will accept it out of desperation.
Policy misinterpretation: Insurers sometimes wrongly apply policy language to avoid paying valid claims.
Incomplete investigations: Rushed or biased reviews can result in denial of coverage without proper cause.
Unreasonable denials: Some claims are rejected with little or no legitimate justification, violating good faith standards.
Deceptive communication practices: Misleading statements or withholding information can prevent policyholders from making informed decisions.
Common Causes of Bad Faith Claims
What you do after a crash can impact your case. Follow these steps to protect your rights:
Keep detailed records of your claim and communication, gather evidence of damage or loss, do not accept early settlement offers, request a written explanation for denial, speak to a bad faith insurance lawyer
What to Do After a Bad Faith Claims in Iowa
How Darwin Bunger Can Help.
Insurance is meant to protect you—but when insurers act in bad faith, they create new harm. Denied or delayed claims can leave policyholders in crisis. You may have paid premiums for years, only to be ignored when you need help most. Bad faith can take many forms: unreasonable delays, misleading communications, or wrongful denial. Iowa law provides remedies for such conduct, but few people know their rights. Insurance companies rely on this lack of awareness. They often pressure policyholders to settle quickly and quietly. With legal help, you can push back against these tactics. Our attorneys know how to document bad faith behavior and build strong cases. We work with insurance experts, contractors, and financial analysts to assess your loss. Many claims are underpaid simply because policyholders don’t know what to ask for. We help you assert the full value of your coverage. Legal representation makes it clear you won’t be bullied. Our goal is to force fairness where the insurer failed. These cases also carry the potential for additional damages beyond the original claim. That’s because bad faith isn’t just a business dispute—it’s a breach of duty. We help clients navigate these disputes with confidence. If your claim was unfairly denied, it’s not too late to act. Our team is ready to advocate for your rightful compensation.
Start Building Your Case Today
Review insurance policies and denial letters
We review the original insurance agreement and all claim correspondence. Our team looks for red flags such as inconsistent reasoning or unlawful denials. We prepare a detailed response to the insurer’s actions. Supporting documentation is key, and we help gather everything needed. We pursue full accountability for bad faith behavior.
File formal complaints and pursue legal remedies
We draft and file formal complaints with the court when necessary. Our legal team knows what evidence is needed to support a bad faith claim. We prepare arguments that show clear insurer misconduct. These cases often require persistence and strong documentation. We’re ready to stand firm on your behalf.
Seek damages beyond the original claim when bad faith is proven
If bad faith is proven, we pursue all damages allowed under Iowa law. That includes financial loss, legal fees, and in some cases, punitive damages. Our goal is to make insurers think twice before mistreating another policyholder. We push for results that send a message. You deserve more than a settlement—you deserve accountability.